SAMA
The Saudi Central Bank. Every payment through the Saudi Properties portal runs over SAMA’s systems, which is why applicants need a Saudi bank account, and its rules now let Saudi banks open a restricted account for a buyer who lives abroad.
Also called Saudi Central Bank · Updated 3 July 2026
Looking this up because you mean to buy? Your next question is How do I buy from abroad?
Where you meet it
- Pay through the portalHow to buy a property in Makkah or Madinah, step by step
- The Saudi bank accountPaying for property in Makkah or Madinah
Related words
- Saudi Properties portal
- REGA’s online service for non-Saudi ownership, covering the eligibility enquiry, the zone check, the application, fee payment and the progress of a request.
Sources
Umm Al-Qura — Executive Regulations · 3 Jul 2026
Applicants need a Saudi bank account and a Saudi mobile number linked to their ID, and all payments are made electronically through the SAMA-integrated portal (Regulations Art. 2 and 6).SAMA Rulebook — 200.2.4 Non-Saudi Natural Persons Outside Saudi Arabia Covered by the Law of Real Estate Ownership by Non-Saudis · 1 Jul 2026
SAMA rule 200.2.4, added by circular 482004268 of 1 July 2026, lets Saudi banks open accounts for non-Saudi individuals living abroad who are covered by the ownership law, on presentation of the digital ID, a passport copy, the home address and a Saudi contact number linked to the digital ID, any contract with a licensed broker or developer, and bank details plus an authenticated statement from the customer's home bank.
Where each fact above comes from, with the source’s own date where it gives one.