Can I buy in Makkah or Madinah?
Yes, if you buy as a Muslim individual, and only inside the designated zones. Companies and funds have routes of their own. Answer three questions for your case; your answers stay in this browser.
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What changes from your country: the embassy step, the currency, the paperwork.
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| Buyer | Inside the zones | Elsewhere in the two cities |
|---|---|---|
| Muslim individual, resident or abroad | Yes | No |
| Saudi company with foreign shareholders | Yes | Ask us |
| Company incorporated abroad | No | No |
| Listed company, licensed fund or SPV | Yes | Yes |
From the law and its regulations as REGA publishes them. Companies have conditions of their own, set out in the ways to own.
The general case, in a minute · 1 min 18 s
Can a foreigner buy property in Makkah?
Read what the film says, line by lineSources
REGA — system enters into force · 22 Jan 2026
In Makkah and Madinah, non-Saudi ownership and real rights are limited to Muslim natural persons (Law Art. 2(4)); REGA states this applies whether residing inside or outside the Kingdom.REGA — law text, Art. 2(3) · 25 Jul 2025
In Makkah and Madinah, non-Saudi purchases are only possible inside the designated geographic zones; the 'one residence outside zones' right for residents does not apply to the two holy cities.Greenberg Traurig — implementing regulations · 6 Jul 2026
Foreign-incorporated companies and non-profits cannot own in Makkah and Madinah; Saudi-incorporated companies with foreign shareholders may own inside the zones (Law Art. 3).REGA — law text · 25 Jul 2025
Tadawul-listed companies, licensed funds and SPVs may own real estate Kingdom-wide including Makkah and Madinah under CMA rules (Law Art. 4).REGA — law text, Art. 2(4) · 25 Jul 2025
Article 2(4) of the Law of Real Estate Ownership by Non-Saudis (Royal Decree M/14, in force 22 January 2026) limits the non-Saudi right to own property (تملك) and to acquire other real rights over it in Makkah and Madinah to Muslim natural persons, and the right it restricts is ownership itself, so a Muslim individual may own inside the designated zones and is not limited to usufruct.Arab News — zones list · 24 Jun 2026
The designated zones named in Makkah are Abraj Makkah, Al-Manar, Burj Ajyad, King Salman Gate, Tilal Village, Jabal Omar, Thakher (Dhakhir) Makkah, Dahiyat Sumou, Masar, and Makkah Zones 1 and 2, eleven named areas in all.Arab News — zones list · 24 Jun 2026
The designated zones named in Madinah are Al-Ghurra, Madinah Zones 1 and 2, Al-Mahwa, Darat Al-Hijra, Downtown Madinah, Diyar Al-Maqar, Rua Al-Madinah, Knowledge Economic City, and Mishraf, ten named areas in all.REGA — system enters into force · 22 Jan 2026
The Law of Real Estate Ownership by Non-Saudis entered into force on 22 January 2026.SPA — Cabinet session · 23 Jun 2026
The Cabinet approved the Executive Regulations (decision 9) and the geographic scopes (decision 10) on 23 June 2026, and applications opened the same day on the Saudi Properties portal.Saudi Properties portal — zone card labels (zones.rules, English)
On the Saudi Properties portal's zone cards, allowed ownership percentage and usufruct duration are two separate labelled fields, each filled from its own value, so the 99 years is the longest usufruct term a card can show and does not limit ownership.Premium Residency Law (English, MISA) · 1 Nov 2024
Usufruct rights in Makkah and Madinah of up to 99 years remain available (zone cards show 99 years; Premium Residency Law Art. 2(1)(e)).Jadwa — REIT Al Haramain · 9 Sep 2026
Jadwa REIT Al Haramain (Tadawul 4332) holds Makkah hotel assets and is a listed route to exposure to Makkah real estate.Saudi Properties portal — zone list and ownership-rules cards
On the Saudi Properties portal every designated zone in the two holy cities carries an ownership-rules card allowing a 100% ownership share, a usufruct of up to 99 years and all ten real-rights types (ownership and usufruct among them) for Muslim natural persons.PR Newswire — SEDCO Capital × Wahed · 7 Sep 2026
SEDCO Capital and Wahed announced on 7 September 2026 a Shariah-compliant suite giving Wahed's clients access to Makkah and Madinah real estate.
Where each fact above comes from, with the source’s own date where it gives one.