Can you pay for a home from abroad?
Film, 1 min 2 s
Since 1 July 2026, a Saudi bank may open an account for a non-Saudi living abroad who's covered by the ownership law. It's not an ordinary account.
Updated 1 July 2026
What the film says
Can you pay from abroad?
So you can own it. But can you actually pay for it without living there?
SAMA rule 200.2.4
Since the first of July, twenty twenty-six, a Saudi bank may open an account for a non-Saudi living abroad who's covered by the ownership law. The rule is on screen.
What you present
You present a digital ID, a passport copy, your home address, a Saudi contact number linked to that digital ID, the contract with a licensed broker or developer, and a statement from your own bank.
It is not an ordinary account
It's not an ordinary account. Its purpose is restricted to owning property, it can be opened remotely, and no payment or credit cards are issued on it.
Where the money moves
You're verified inside the Kingdom, including biometrically, and the money only moves through approved channels — the real estate registry platform, the two government systems named on screen, or a licensed broker.
One account, one purpose, opened remotely
One account, one purpose, opened from wherever you happen to live. That's the part most people assume is impossible.
Drawn from the sources on this site and narrated by a synthetic voice. Information, not legal or financial advice.
Sources
SAMA Rulebook — 200.2.4 Non-Saudi Natural Persons Outside Saudi Arabia Covered by the Law of Real Estate Ownership by Non-Saudis · 1 Jul 2026
SAMA rule 200.2.4, added by circular 482004268 of 1 July 2026, lets Saudi banks open accounts for non-Saudi individuals living abroad who are covered by the ownership law, on presentation of the digital ID, a passport copy, the home address and a Saudi contact number linked to the digital ID, any contract with a licensed broker or developer, and bank details plus an authenticated statement from the customer's home bank.SAMA Rulebook — 200.2.4 Non-Saudi Natural Persons Outside Saudi Arabia Covered by the Law of Real Estate Ownership by Non-Saudis · 1 Jul 2026
Under SAMA rule 200.2.4 a non-resident buyer's Saudi account is restricted to owning real estate, only one such account may be opened remotely, no payment or credit cards are issued, joint accounts and signatories from abroad are not allowed, the customer is verified in the Kingdom including by biometric authentication, and real-estate payments run through approved channels such as the Real Estate Registry platform, Ejar, Sadad bills or a licensed broker.
Where each fact above comes from, with the source’s own date where it gives one.
